Frequently asked questions

Motor third-party liability insurance (MTPL) is civil liability of the owner or legal user of a land vehicle for damage caused to a third party in a traffic accident.

Letasoctas.lv is where you can compare the offers and buy your MTPL policy for your vehicle.

MTPL policy covers damage caused to a third party in a traffic accident.

Moped driver: EUR 30-55;

Driver of another vehicle: EUR 85-120;

Owner (driver, holder) of a truck (over 12 tonnes) or bus (over 12 tonnes), whether private individual or legal person: EUR 400-700;

Owner (driver, holder) of another vehicle, private individual or legal person: EUR 350-650;

Commercial enterprise (merchant), if the vehicle is put up for sale, whether private individual or legal person: EUR 350-650.

You can check MTPL policy validity on the website of the Latvian Motor Insurers’ Bureau (LTAB).

Green Card is an international insurance contract valid in Green Card countries for damage caused to a third party as a result of a traffic accident that was your fault.

CASCO is voluntary insurance that protects your vehicle against damage, theft, and unlawful acts by third parties. Unlike MTPL, CASCO covers damages even if the owner or authorised driver of the insured vehicle is at fault for the traffic accident.

letskasko.lv is the place where you can get the best CASCO offer for your car within 24 hours.

CASCO is voluntary insurance that protects your vehicle against damage, theft, and unlawful acts by third parties. It includes damage, theft, roadside assistance, hydraulic shock, key theft, baggage risks, vehicle replacement, glazing, number plate renewal, and/or fuel system cleaning costs.

Deductible means a part expressed in money or as a percentage of the sum insured which the insurer deducts from the calculated reimbursement. In general, the higher the deductible, the lower the price of the policy is. Each of the risks covered by the policy may have a different deductible, e.g. theft 10 %, damage EUR 100. Please note that the deductible for damage may vary depending on the number of claims.

Compulsory Civil Liability Insurance of Owners of Motor Vehicles Law.

Regulations on Compulsory Civil Liability Insurance for Construction Professionals and Construction Contractors.

Regulations for the Health Insurance of Foreigners.

We can insure your health, life, property, travel, business and whatever is dear and important to you. Feel free to contact us and we will try to find the best solution for you.

ERGO, IF , Gjensidige, Baltijas apdrošināšanas nams, Balta, Balcia, BTA, etc.